Denied for Chase Ink Preferred - Can I Recon?

Discussion / Conversation Forum
1

I applied for the Chase Ink Preferred 2 days ago, and it went into review. I just got a notice today that it was declined because of low usage of Chase credit lines and too many active accounts or too much credit.

Is this something I can recon? My FICO score is 817, and I recently opened a Chase Sapphire Preferred on 5/24. Before that, I opened an Ink Unlimited in 2/23. I’m definitely under 5/24, but I do have 3 Freedoms, a Hyatt, Freedom Unlimited, Ink Cash, and Ink Unlimited.

Any advice on whether I can successfully recon and how to go about it will be greatly appreciated… Thanks :blush: :blush:

2

With a strong FICO and lots of Chase cards, it sounds like they’re just being cautious. Definitely try a recon. Call them up, explain your great credit score and that you’re a loyal Chase user. Highlight how you manage your accounts well and that you’re excited about the Ink Preferred