If Chase Freedom Flex’s 5% category includes PayPal this quarter, and I buy Amazon gift cards from Best Buy using PayPal, will I effectively earn 5% cash back (up to the quarterly limit) for everything I purchase on Amazon using those gift cards?
I will be making a big purchase on Amazon this quarter.
Yes. I just did this. You might also get PayPal rewards too.
Have you considered getting the Amazon Prime Visa card? It will give you 5% back on Amazon all year long, allowing you to utilize the category for something else. You can also earn a SUB.
GregoryWilly4 said:
Have you considered getting the Amazon Prime Visa card? It will give you 5% back on Amazon all year long, allowing you to utilize the category for something else. You can also earn a SUB.
Having the Amazon card is literally why I never buy Amazon gift cards (unless it’s some type of bonus load through Amazon).
Even better, the Amazon card sometimes gives 6% cash back.
GregoryWilly4 said:
Have you considered getting the Amazon Prime Visa card? It will give you 5% back on Amazon all year long, allowing you to utilize the category for something else. You can also earn a SUB.
Thanks for the suggestion. I don’t usually buy things on Amazon except this time. The membership is too steep for me.
The Discover IT card has Amazon as one of its 5% rotating categories this quarter.
I’ve heard that Chase isn’t a fan of buying gift cards for category spend. You may want to add a random purchase on there so it’s not an exact dollar amount that they might look into.
So if you use the PayPal linked to CFF to buy an Amazon gift card at my local CVS that accepts it, do I piggyback on the pharmacy bonus on top of the PayPal?
Franklin said:
So if you use the PayPal linked to CFF to buy an Amazon gift card at my local CVS that accepts it, do I piggyback on the pharmacy bonus on top of the PayPal?
I’ve been told yes, but I’ve never done it, so I can’t confirm.
I usually buy Amazon gift cards from my local grocery store with a 5% cash-back grocery store rate. I don’t pay for Prime.
Some credit cards offer extended warranty protection. When I bought an air filter recently from Amazon, I used my Amazon Visa at the lower 3% cash back to get the extra warranty coverage, since some of the reviews hinted at longevity issues.
These are some non-monetary benefits of using the Amazon Visa:
“Extended Warranty Protection: Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.”
“Purchase Protection: Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.”
Effectively yes, if the PayPal purchases of the gift cards go through accordingly (i.e., the CFF is selected correctly).
Yes.
But you could also just get the Amazon credit card and get 5% at Amazon always.
Rants said:
Yes.
But you could also just get the Amazon credit card and get 5% at Amazon always.
Thanks for the suggestion. I don’t usually buy things on Amazon except this time. The membership is too steep for me.
Rants said:
Yes.
But you could also just get the Amazon credit card and get 5% at Amazon always.
Chase Ultimate Rewards points are worth more, especially if they have a trifecta setup.
It works for sure what you’re asking. It’s interesting figuring out how to play the Flex every quarter. I recently discovered you can use this quarter to (after fees) get 3.18% cash back on tax payments to the IRS. Leaving some coin on the table obviously, but I never usually meet the $1,500 anyways. Getting cash back from a zero-sum transaction like that felt good.