Need a credit card for daily spending but don’t know which to choose. Looking more for points and benefits. I spend mostly at gas stations and regular stores.
Manly snacks, like beef jerky?
AnthonyRodriguez said:
Manly snacks, like beef jerky?
Yeah, daily Red Bull.
AnthonyRodriguez said:
Manly snacks, like beef jerky?
Yeah, daily Red Bull.
You might need a CC for hospital bills instead.
AMEX Blue Cash Everyday.
Conn said:
AMEX Blue Cash Everyday.
Annual fee?
patrickseed said:
JosephGeorges said:
Conn said:
AMEX Blue Cash Everyday.
Annual fee?
No annual fee.
[deleted]
Blue Cash Everyday does not have any annual fee at all. The one with an annual fee is called Blue Cash “Preferred.”
AMEX Blue Cash Everyday - 3% Cashback on grocery, gas, and online shopping with no annual fee.
Wells Fargo Autograph - 3% Cashback on dining, gas, travel, transit, streaming, and phone plans with no annual fee.
Wells Fargo Autograph card gives you 3x back at gas stations.
Manly snacks require the manliest of credit cards: The Mansnacked Visa. It rewards 69% cash back on the manliest snacks like beef jerky, Red Bull, and pork rinds.
Aven said:
Manly snacks require the manliest of credit cards: The Mansnacked Visa. It rewards 69% cash back on the manliest snacks like beef jerky, Red Bull, and pork rinds.
There’s nothing manly about heart failure within two months of consuming beef jerky, Red Bull, and pork rinds.
AAA travel gas card for 5% on gas and maybe on snacks too, can’t confirm this. AAA grocery card will do 3% gas and drinks/snacks purchased inside will be 3%, can confirm this as I buy a monster on the daily at my local gas station.
If you’re looking for a gas cashback card, go for the AAA Travel Advantage card. It has 5% cashback on all gas purchases, including when purchased at Costco or Sam’s Club.
Go for cash back. You don’t seem to use your card enough that you would benefit from points.
Flippa said:
Go for cash back. You don’t seem to use your card enough that you would benefit from points.
I have more, just looking for something to use for smaller things to get my credit up from 800 to 850.
PayPal Debit card is free and you can get 5% cash back at gas stations.
Citi Premier + Double Cash. The Premier has an annual fee, but it’ll be worth it for your spend pattern.
Template for Card Recommendation Requests:
Please use the following template so that everyone can make appropriate recommendations:
- Current cards: (list cards, limits, opening date)
- e.g. Amex BCP $8,000 limit, May 2019
- e.g. Chase Freedom Flex $10,000 limit, June 2021
- FICO Score: e.g. 750
- Oldest account age: e.g. 5 years 6 months
- Chase 5/24 status: e.g 2/24
- Income: e.g. $80,000
- Average monthly spend and categories:
- dining $800
- groceries: $400
- gas: $100
- travel: $100
- other: $30
- Open to Business Cards: e.g. No
- What’s the purpose of your next card? e.g. Building credit, Balance transfer, Travel, Cashback
- Do you have any cards you’ve been looking at? e.g. Chase Freedom Unlimited
- Are you OK with category spending, or do you want a general spending card?