I am just starting out at 21 with a credit score of 555, according to Credit Karma—it was 560 before I got approved for Capital One, which dropped it. I paid a $99 deposit and have a credit line of $200. I am not in a hurry to increase my credit line since I am new to using credit cards. What do you think of this card and company?
The Capital One Platinum credit card is praised for helping build or rebuild credit with straightforward terms and the possibility of credit limit increases. It lacks rewards but suits those aiming to boost their credit responsibly; review current terms for suitability.