I’m trying to find the best travel credit card to use for my upcoming trips. I’ve narrowed it down to a few options, but I’m still unsure which one will give me the most value. Has anyone had experience with any of these cards?
I’ve been using The Platinum Card® from American Express for a couple of years now, and the travel perks are unbeatable. The lounge access alone has made it worth the annual fee for me.
Zinnia said:
I’ve been using The Platinum Card® from American Express for a couple of years now, and the travel perks are unbeatable. The lounge access alone has made it worth the annual fee for me.
That card definitely has a lot of luxury perks, but the $695 annual fee is steep. Do you think it’s worth it even if you don’t travel every month?
@RewardsRanger3
I don’t travel every month, but the perks still add up. You get things like hotel credits, TSA PreCheck/Global Entry reimbursement, and tons of lounge access. If you use the benefits, it pays for itself.
@Zinnia
Good point. I might need to calculate how much value I’d get from the perks to see if it justifies the fee.
I have the Chase Sapphire Preferred® Card, and it’s been perfect for me. The points are super flexible, and I love that I can transfer them to different airline and hotel partners.
Vinnie said:
I have the Chase Sapphire Preferred® Card, and it’s been perfect for me. The points are super flexible, and I love that I can transfer them to different airline and hotel partners.
That flexibility is what caught my eye. Do you find the points transfer process easy?
@RewardsRanger3
It’s really straightforward. I’ve transferred points to United and Hyatt with no issues. Plus, the 25% point boost when you book through Chase is a nice option if you don’t want to deal with transfers.
@Vinnie
Sounds like a great balance between flexibility and ease. I might give this one a closer look.
If you’re looking for a solid travel card with no annual fee, the Capital One VentureOne Rewards Credit Card is a good option. It’s not as flashy as some of the others, but you still get decent rewards without having to worry about an annual fee.
@Tait
I’m definitely interested in avoiding an annual fee. How do you feel about the rewards rate compared to other cards with fees?
RewardsRanger3 said:
@Tait
I’m definitely interested in avoiding an annual fee. How do you feel about the rewards rate compared to other cards with fees?
The rewards aren’t as high as what you’d get with a fee-based card, but for a no-annual-fee option, it’s not bad. Plus, you can still earn miles and redeem them flexibly.
@Tait
That makes sense. I might go with this one if I decide against paying an annual fee.
For anyone who travels frequently for business, the Ink Business Preferred® Credit Card is amazing. The points add up fast, and the sign-up bonus is one of the best out there.
Dexter said:
For anyone who travels frequently for business, the Ink Business Preferred® Credit Card is amazing. The points add up fast, and the sign-up bonus is one of the best out there.
I’ve heard the sign-up bonus on that card is huge. How difficult was it to hit the spending requirement?
@RewardsRanger3
The spending requirement was pretty high ($8,000), but if you use it for business expenses, it’s easier to reach. I hit the bonus faster than I expected with regular business purchases.
@Dexter
That makes sense. It might be a good option for me if I can use it for work-related expenses.
I’ve had the Chase Sapphire Reserve® for about a year, and the travel credits have been a lifesaver. It’s a bit pricey, but between the lounge access and the travel credits, it’s been worth every penny for me.
@Danielle
I’ve heard great things about the Chase Sapphire Reserve®’s travel perks. How easy is it to use the travel credits?
RewardsRanger3 said:
@Danielle
I’ve heard great things about the Chase Sapphire Reserve®’s travel perks. How easy is it to use the travel credits?
Super easy! They automatically apply to any travel-related purchases, so I’ve used them for flights, hotels, and even Uber rides. No hassle at all.