Chase Ink Cash. You get 5% on Internet, phone, cable (most streaming services code as cable as well), and office supply stores where you can buy gift cards.
Rudy said:
Chase Ink Cash. You get 5% on Internet, phone, cable (most streaming services code as cable as well), and office supply stores where you can buy gift cards.
Unfortunately, internet and phone companies often charge more to pay by credit card. Gift card trick is gold though, plus sign-up bonus.
@Haze
For AT&T, I’m only required to have a checking account set to autopay to get an autopay discount, but I manually pay with the Ink Cash instead for the 5% back.
Rudy said: @Haze
For AT&T, I’m only required to have a checking account set to autopay to get an autopay discount, but I manually pay with the Ink Cash instead for the 5% back.
Hmmm, I have Cricket, which is basically budget AT&T, so maybe I need to check again. For internet, I have Verizon, and they charge you $60 instead of $50 if you pay by credit card vs ACH.
Rudy said:
Chase Ink Cash. You get 5% on Internet, phone, cable (most streaming services code as cable as well), and office supply stores where you can buy gift cards.
The Cash+ has internet, phone, and cable covered plus other utilities.
Just a heads up, USBank Cash+ is changing its program:
Effective April 14, 2025, grocery store and supermarket purchases at discount stores/supercenters such as Target and Walmart and wholesale clubs will only earn 1% cash back. Gas station and electric vehicle charging station purchases at discount stores/supercenters, wholesale clubs, and grocery stores/supermarkets will only earn 1% cash back.
US Bank Cash+. Most use it for 5% off utilities. I have it set for that and for internet/streaming, so I get 5% back on my electric, propane, Xfinity, Spotify, SiriusXM, and Apple subscriptions.
Shawn said: @Chancey
Nice. I’ll have to give that a try. Wonder if that’ll work for Verizon.
Definitely works for T-Mobile, but I switched myself and family off T-Mobile and Verizon to US Mobile. Same networks (you can choose which you want, per line), far less cost.
PayPal debit for 5% cash back in a limited options of categories.
US Bank Cash+ for 5% on utilities and another category of your choice like phone bills.
Fidelity Investments Visa for 2% cash back with no foreign transaction fees that comes with other benefits like Global Entry/TSA PreCheck to replace the Capital One Quicksilver.
AAA Visa cards where you can pick one of the options available. You don’t need to be a member of AAA for the cards.