Was just told on the phone that the Paypal Mastercard rewards are 3% paypal, 2% online purchases, 1% gas...?

I asked for clarification, explaining that I thought it was a 3% paypal card, + 2% card that became a 1.5% card… asked if this was the latest change… he said yes…

…not seeing anything about this. He was incorrect, right? Or did I get some early intel?

Not sure about the cc. But I recommend the PayPal debit card for 5 percent on a category.

Clovis said:
Not sure about the cc. But I recommend the PayPal debit card for 5 percent on a category.

I also have this one and do use it.

I don’t think they’ll downgrade it more, they already went down from 2% to 1.5%.

Jason said:
I don’t think they’ll downgrade it more, they already went down from 2% to 1.5%.

To me that would be an upgrade. I don’t care about 1.5% catchall, will virtually never use that. But 2% online I would use for websites that are non PayPal, making it my one card for all online purchases, PayPal or not.

@Zorion
I would still say it is downgraded. If they did not change it to 1.5%, you could still get 2% back on non PayPal websites.

Jason said:
@Zorion
I would still say it is downgraded. If they did not change it to 1.5%, you could still get 2% back on non PayPal websites.

Downgraded from its original 2%, yes; I’m just saying it wouldn’t be ‘downgrading more’ in my use case perspective.

Paypal card changes announced at the end of May. Went into effect August 1st, 2024.

@patrickseed
Not sure if you didn’t read the post, but yes… I’m aware of the change to 1.5%, that’s why what he told me was surprising. Seems he was just wrong. Weird.

Zorion said:
@patrickseed
Not sure if you didn’t read the post, but yes… I’m aware of the change to 1.5%, that’s why what he told me was surprising. Seems he was just wrong. Weird.

I read your post. I didn’t pay attention to the title.

Seems unlikely that they would make another change so soon unless they really pissed off their cardholders. I would chalk it up to the rep mixing up cards.

@patrickseed
Agree… What card did he mix it up with though?