Thoughts on the Chase Ink Premier?

I’m looking into the Chase Ink Premier to pay for some large purchases that I have cash for. The Premier catches my eye for the $1,000 cash back, but the verbiage of the offer is confusing. It says you will earn points, and you may transfer for points, which I thought this card was just about the $1,000 cash back. Does it actually earn points? I’m so confused! :joy:

The Premier earns cash back, not Ultimate Rewards points. Not sure why you’re seeing points referenced in the offer, but make sure you’re looking at the right card.

Archer said:
The Premier earns cash back, not Ultimate Rewards points. Not sure why you’re seeing points referenced in the offer, but make sure you’re looking at the right card.

I don’t know what I’m reading. The Premier says something about points. Maybe I’m reading it wrong. Do you just get the $1,000 as a statement credit or 100,000 points?

@Day
Chase confusingly calls the rewards on this card Ultimate Rewards points, but you can’t transfer them to another card or transfer them to partners.

@Day
They are called points, but you can’t transfer them to transfer partners.

Alby said:
@Day
They are called points, but you can’t transfer them to transfer partners.

That makes sense, lol. So is it strictly cash back then? How does the $1,000 go into your account—do you get it as 100,000 points you have to redeem as cash back or as a $1,000 credit or something?

@Day
It’s cash back, or you can pay for travel through the Chase portal or buy things through Chase shopping, I think.

Alby said:
@Day
It’s cash back, or you can pay for travel through the Chase portal or buy things through Chase shopping, I think.

Gotcha! Thanks! Probably not the best fit for me; I like my points and transfer partners, lol.