Title, no more 2% unlimited starting November. I don’t really want another 1.5%, so I was thinking of letting it lapse. What is everyone looking at now?
The Fidelity card is great. It offers a flat 2% on everything, automatically deposits to your brokerage account, and has no foreign transaction fees.
Page said:
The Fidelity card is great. It offers a flat 2% on everything, automatically deposits to your brokerage account, and has no foreign transaction fees.
I agree about Fidelity. I’m actually switching to a two-card setup using Fidelity and Venture X.
@Flynn
Out of curiosity, why not go with SavorOne?
Zem said:
@Flynn
Out of curiosity, why not go with SavorOne?
Why Venture X and not SavorOne? I prefer the benefits of Venture X because I travel a lot.
And for Fidelity, I want my credit card rewards to go into my investing account, so I’ll maximize that by using Fidelity for all non-Venture X spending (everything but flights, hotels, and rental cars).
@Flynn
Sorry, I meant why not get the Savor card to cover most of your bases with 3% and then transfer to Venture X?
Zem said:
@Flynn
Sorry, I meant why not get the Savor card to cover most of your bases with 3% and then transfer to Venture X?
I do have the Savor card coming. I actually just upgraded my old Quicksilver to it today. I didn’t know you could transfer Savor cashback into Venture X points.
Zem said:
@Flynn
Sorry, I meant why not get the Savor card to cover most of your bases with 3% and then transfer to Venture X?
Is there a downside to transferring from SavorOne to Venture X? I assume your points aren’t worth as much when you use them that way, right?
@Flynn
What benefit does the Fidelity card add? Isn’t Venture X a catch-all 2% too, with more benefits that you’re already paying for?
Rudy said:
@Flynn
What benefit does the Fidelity card add? Isn’t Venture X a catch-all 2% too, with more benefits that you’re already paying for?
For one, the Fidelity card has no annual fee, while Venture X has a $395 annual fee.
Rudy said:
@Flynn
What benefit does the Fidelity card add? Isn’t Venture X a catch-all 2% too, with more benefits that you’re already paying for?
It goes into investment accounts.
Page said:
The Fidelity card is great. It offers a flat 2% on everything, automatically deposits to your brokerage account, and has no foreign transaction fees.
If you have a Fidelity taxable brokerage or Cash Management Account, it has an account number and routing number you can use to deposit cashback from any card. You can get a checkbook for it too and use it like a high-yield checking account.
@Kari
I just set this up. I got my Fidelity 2% just last week.
@Fenn
Yes, I’ve been using it for 4 months.
It’s certainly a great card!
I’ve already gotten about $300 in cashback (half of which is from manufactured spending, though).
Page said:
The Fidelity card is great. It offers a flat 2% on everything, automatically deposits to your brokerage account, and has no foreign transaction fees.
I got a Fidelity card, but they only gave me a $500 credit limit and denied my request for more. I have spotless credit (over 800), a solid income, and no debt.
Page said:
The Fidelity card is great. It offers a flat 2% on everything, automatically deposits to your brokerage account, and has no foreign transaction fees.
That’s disappointing. I’ve been looking at some alternatives like the Citi Double Cash or Wells Fargo Active Cash for solid 2% cashback across the board.
Fidelity 2% will be my next card, but I’m not in a rush. A few months or even a year of 1.5% won’t hurt me.
Denim said:
Fidelity 2% will be my next card, but I’m not in a rush. A few months or even a year of 1.5% won’t hurt me.
Same here. I’m hoping for that 4% targeted offer that’s been going around too.
@Wade
Oh man, I didn’t even know that was a thing. Fingers crossed I get the offer in time for my honeymoon so I can use the no foreign transaction fees.
@Wade
I assume that 4% offer doesn’t come with a $150 sign-up bonus, right?