Payne said:
!template
Template for Card Recommendation Requests:
Please use the following template so that everyone can make appropriate recommendations:
- Current cards: (list cards, limits, opening date)
- e.g. Amex BCP $8,000 limit, May 2019
- e.g. Chase Freedom Flex $10,000 limit, June 2021
- FICO Score: e.g. 750
- Oldest account age: e.g. 5 years 6 months
- Chase 5/24 status: e.g 2/24
- Income: e.g. $80,000
- Average monthly spend and categories:
- dining $800
- groceries: $400
- gas: $100
- travel: $100
- other: $30
- Open to Business Cards: e.g. No
- What’s the purpose of your next card? e.g. Building credit, Balance transfer, Travel, Cashback
- Do you have any cards you’ve been looking at? e.g. Chase Freedom Unlimited
- Are you OK with category spending or do you want a general spending card?
Please review the Card Recommendation Request Template here: Template for Card Recommendation Requests
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