Now that USBAR is gone which credit cards do you think might be next

@LisaMoore
It’s 4% back on restaurants and entertainment with no annual fee.

And I agree… the naming is very confusing.

abraham said:
I’m keeping my USBAR with the grandfathered $0 Savor for as long as I can. Hopefully they maintain open accounts for a while.

I heard you’re going to be switched over from your card.

@Xander
I’ll believe it when I see them start force-switching people off the Flexperks cards that they stopped applications for half a decade ago.

I think the only product US Bank has switched from was the Worldperks cards, and that was only because Northwest Airlines ceased to exist after merging with Delta.

@Xander
I would love a source for that. This is the first I’ve heard about it.

abraham said:
@Xander
I would love a source for that. This is the first I’ve heard about it.

That’s what I heard from customer service.

Xander said:

abraham said:
@Xander
I would love a source for that. This is the first I’ve heard about it.

That’s what I heard from customer service.

I’m trying to keep my no annual fee Venture Rewards card.

abraham said:
@Xander
Were you talking about Savor being converted or USBAR?

There’s an old Savor rewards card with no annual fee.

Xander said:
@abraham
I just switched in the spring from Venture One to Venture Rewards and never got charged a fee and I made sure the manager noted that I got the upgrade with no fee and they haven’t charged me.

Is this C1’s 2x card with no fee?

@Cael
This comment is empty, admin should fix

abraham said:
I’m keeping my USBAR with the grandfathered $0 Savor for as long as I can. Hopefully they maintain open accounts for a while.

I’m really glad I got this card 3 weeks ago. I had my 3 card setup planned so I hope they leave it alone for a few years. No idea what I’ll do if they cut it.

abraham said:
I’m keeping my USBAR with the grandfathered $0 Savor for as long as I can. Hopefully they maintain open accounts for a while.

I just got approved for USBAR yesterday. If they cut it before it even arrives I’ll be furious.

abraham said:
I’m keeping my USBAR with the grandfathered $0 Savor for as long as I can. Hopefully they maintain open accounts for a while.

Is there a fee on the Savor now?

Baylor said:

abraham said:
I’m keeping my USBAR with the grandfathered $0 Savor for as long as I can. Hopefully they maintain open accounts for a while.

Is there a fee on the Savor now?

There was a fee… then it merged with the Savor One, and that no-fee product has no fee but a 3% rewards structure instead of 4%.

You will likely see limits on cards that give 4% or more on purchases. Sadly, the ones that transfer high business spending to these personal cards are causing issues for everyone.

Xavi said:
You will likely see limits on cards that give 4% or more on purchases. Sadly, the ones that transfer high business spending to these personal cards are causing issues for everyone.

That’s probably why Amex BCP has a $6k/year limit on its 6% grocery category.

BILT. I really can’t see how they can keep this card without some huge cuts or WF just keeping it as a loss leader. I could picture Wells doing something like cutting some transfer partners but allowing points to move to the Autograph Journey. They should have set a minimum $200 spend each month instead of just transactions.

@Wyn
I’m pretty sure there’s news about WF not renewing its contract in 2029 or whenever it ends.

Apple card

I’ve heard rumors that Chase might take it over, but for now, Goldman and Apple don’t seem happy with it.

@Zander
Chase doesn’t have to agree to Apple’s terms just because Goldman Sachs already did. Chase should not worry if the card goes to another bank. They have a lot of power here.

Brooklyn said:

Tanner said:
Apple card

I’ve heard rumors that Chase might take it over, but for now, Goldman and Apple don’t seem happy with it.

And nothing of value was lost.

The app is actually pretty nice though.