I already had the Cash+ card for over 2 years and Altitude Go for about 8 months. So that could be a driving factor.
Annual Income: ~$240k
Credit Limit: $14k
Credit Score: 788 (Equifax); 743 (Experian)
19 inquiries in the last 2 years
Oldest account is 10+ years old. But really got into the credit card game since 2021.
How many cards in the last 6 and 12 months?
Vinn said:
How many cards in the last 6 and 12 months?
That’s the big question here we’re missing.
Congrats! I applied yesterday and still waiting to hear back, feeling nervous.
NomadNerd said:
Congrats! I applied yesterday and still waiting to hear back, feeling nervous.
I applied on Friday evening, still waiting myself. Good luck!
NomadNerd said:
Congrats! I applied yesterday and still waiting to hear back, feeling nervous.
I applied on Friday evening, still waiting myself. Good luck!
You too!
NomadNerd said:
Congrats! I applied yesterday and still waiting to hear back, feeling nervous.
I applied Saturday afternoon, and just got approved today.
Congrats!
Instant approval?
Clayton said:
Congrats!
Instant approval?
Not instant. I applied on Saturday and got a message that they will get back to me. Then earlier today I received the approval email.
Do you put a lot of usage on your US Bank cards? I don’t think “having” them is relevant, but using them certainly would be.
Reed said:
Do you put a lot of usage on your US Bank cards? I don’t think “having” them is relevant, but using them certainly would be.
I don’t. I use the Cash+ for 5% cashback on utilities only. My total spend on both those cards combined would be only around $7k this year.
@Grayson
Sounds like you got lucky then!
I just applied at 8/24 (against a locked credit report), this gives me hope.
Don’t they only care about 12 and 6 months?
Gives me hope at 1/6 and 5/25… might pull the trigger.
How many in the last 6-12 months?
Nice! I applied yesterday with an instant approval.
Was approved at 3/6 if it helps anyone.
Here Capital One won’t approve me with 2/24.
What’s “11/24”?