Guys…I’m thinking of applying for the Apple Card, but I’m unsure if it’s worth it. If anyone here has the Apple Card, could you share your experiences? How are the rewards and cashback offers? Is the integration with Apple Pay and the Wallet app beneficial? Any hidden fees or drawbacks I should know about? Your insights would really help me decide whether to go for it or not. Thanks in advance…
1 Like
The Apple Card is free of many of the fees that degrade regular credit cards. If you want to use your card at Apple Pay terminals abroad or inadvertently forget to make a payment, you are covered because there are no annual, late, or international transaction penalties. Keep in mind that late payments will still result in interest charges.
If you want to spread out the cost of an Apple product without paying interest, it’s a good option. But after that, it might not be something you use a lot.
They have advanced security features such as Face ID or Touch ID for verification, as well as the ability to disable the card number, expiration date, and security code. There are no annual fees, foreign transaction fees, or late payment costs. This can lead to significant cost reductions for users.