Quicksilver and Journey are both from C1, with Quicksilver having the lowest CL and Journey having the highest. Do I need to get a Spark Business Card? Although I do have an LLC, I use my Amazon Chase card to refill most of my stuff. Since many of the items I buy on Amazon are no longer of high quality and too many vendors are reselling the same products under different names, I may decide to stop shopping there.
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My primary reason for signing up with Spark Business 1.5% was to use it for fee-free foreign transactions. They had a promotion going on at the time that offered me a $750 cash bonus if I spent $6,000 in three months. All they gave me was $500. They indicated they could adjust the cash incentive amount in your TOS but they would keep quiet about it when I called about it.
They awarded me a $16.5k CL even though I have over 800 CS. Although I had intended to utilise this card, something about it tasted bad. I’ll reserve it for only international travel.
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Similar to what happened to me with Capital One, they changed the sign-on bonus shortly after I joined.
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That was a bad move on their part.
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Similarly, I wouldn’t recommend the Capital One Spark Card, which advertises a ‘no pre-set spending limit.’ In reality, this means you have no clear idea of how much you can spend at any given time. They offer a tool where you can enter your planned spending amount to check if it’s approved, but this has not prevented business transactions from being declined after surpassing a $4,000 spending limit. Our previous card had a $50,000 limit, making this experience quite disappointing.
I’ve been assured that my spending limit will increase over time, but the constant hassle of declined purchases is frustrating and time-consuming for our team.
I’m going to give it another month to see if things improve. However, if I could start over, I wouldn’t choose this card, despite its attractive sign-up bonuses.
If you do not want the $500.00 SUB, the benefits are only 1.5%, compared to 5% with the Amazon Prime Visa.
Using my Amazon card, that is. Regards
This card cannot be used for business. Monthly adjustments are made to credit limits. We charged $9600 on the card in the first month, and they repeatedly refused a $7400 transaction I made in the third month because of credit limits. Each month, the credit card was fully paid off. I’m going to be switching credit card companies because I can’t work with this one consistently.