Is Amazon Prime Visa card worth it?

I am thinking about applying for the Amazon Prime Visa through Chase. The Amazon card would be used for both Amazon and gas transactions. Is it worthwhile? I presently use my CFU for Amazon and would get 2-2.5% more points with the Amazon card, but I am not sure whether handling six cards is worthwhile. Any Insight will be appreciated.

4 Likes

If you spend a lot on Amazon and have Prime, the card is really worth it because it is virtually a no-AF card.
If you pay your credit card payments in full each month, the interest rate is no longer relevant.

3 Likes

Are you already an Amazon Prime member? That is essential to receive the 5% Amazon cashback with the Chase Prime card. If not, you will only receive 3% back. That means you have to account for the $139 annual Amazon Prime subscription. You’ll need to perform the maths to see whether you’ve purchased enough to make it worthwhile.

2 Likes

Can someone with an Amazon Prime free trial subscription apply for this card, receive the $200 gift card sign-up bonus, and then terminate their prime free trial before it renews while keeping the credit card and $200 gift card?

1 Like

Yes, I can confirm. I was able to sign up for the free 6-month student Prime trial, get the Prime Visa, and receive the $200 gift card. I can keep the card if I cancel Prime, but I believe some of its incentives are reduced without an active Prime subscription.