I recently noticed a significant drop in my credit score, but I’m unsure why. What could be some possible reasons for a sudden decrease in credit score with no apparent changes to my credit usage or payment history? How can I identify and address the issue to improve my score?
Hey, I totally get how that drop can be a shock. Sometimes, it’s random stuff like a hard inquiry or an old account closing without you realizing. Happened to me once—didn’t even know my gym closed my account. Best bet? Check your credit report for anything weird, and if you spot something, fix it quick. It’ll bounce back