I have a felony and a history of difficulty; I haven’t been able to clear my record yet. After completing the necessary time, getting married, and making significant changes in my life, I’m now attempting to apply for credit. I received a Capital One card, which I paid off every month for four months, and I began to establish credit—something I had never given much thought to before—until they sent me a letter rescinding the credit because of my background. Since I am unable to obtain even a simple credit card, how am I supposed to go on rebuilding my life?
Purchase a protected card at any time. The deposit you make is equal to the credit limit. Make responsible use of it and pay the entire amount due each month. You will advance to a standard credit card with a higher limit and receive your money back in roughly six or seven months. That’s how my first credit card journey began.
Get a Discover student card by applying. Get a free $100 bonus when you use your referral link.
Do you currently own one? I forwarded my link to about six genuine people, all of whom approved it. It’s crazy how they pull that off.
Yes, my experience was fairly similar to the operator’s; despite having a debit card and savings account for many years, I was refused access to active cash. Although I did wait for almost three months before applying for Discover Student, I doubt anything was different. Still, I had no credit history at all and was a student.
Yes, I do have one.