Hi, I pay my rent by Zelle to my landlord every month. However, in order to receive the intro bonus, I would like to open a travel credit card, such as AMEX or CSR, and use it to pay for my rent. Is it possible to pay my landlord with a credit card without incurring any costs for either party? The landlord stated she would be happy to comply if there was no cost involved.
Paying rent with a credit card without fees is a bit tricky. Check out the Bilt Mastercard, it lets you pay rent with no fees and earn points. For other cards, you might need to use services like Plastiq, but they usually charge a fee. If your landlord is cool with it, try platforms like PayPal or Venmo that might offer fee-free options.
Most travel credit cards charge fees for rent payments. To get around this, you could use services like Plastiq, but they usually have fees too
The secret lies in the Bilt card. Rent payment is free, and you receive one extra point. + 2x for travel and 3x for meals. They also offer exclusive incentives. For instance, they had three times the gas for a few months. Moreover, there is a monthly “rent day” where you receive twice as many points for any purchases made on that day save for rent. For instance, you get six times as many meals that day. The sole problem is that it doesn’t seem like they allow you use Zelle. You can make an ACH, send a check, use Venmo, or use PayPal.
Processing a credit card transaction comes with fees, someone has to pay them. It’s going to be either the seller, the buyer, or a third party with an interest in doing so. You could get a Bilt card, which is such a third party, and will allow you to pay rent with no fees using this specific card.