How Much Do You Really Value Chase UR Points?

General Discussion Forum
1

Hey everyone,

I’m looking to maximize the value of my credit card rewards based on my usual spending habits. I just graduated college and started my first job, so I’m not taking big trips yet. I’ve been using the USBAR setup and love that I can pay for almost everything with Apple Pay. But I’ve been thinking about switching to the Chase trifecta.

I’ve noticed that people here seem to really hype up Chase UR points, especially for redeeming business/first-class flights at a lower rate. But honestly, I only fly once or twice a year, usually domestically, and I’m totally fine with economy class.

For those of you who mostly fly domestically and aren’t looking for premium travel, how much do you value UR points? What’s the CPP you’re getting when you’re not booking first-class or international flights? Is the Chase trifecta still worth it for someone like me, or am I better off sticking with my current setup?

2

Honestly, if you’re cool with economy and not flying much, sticking with USBAR might be the move. Chase UR is awesome if you’re all about fancy flights, but for domestic and everyday stuff, your current setup sounds solid, especially if you’re loving Apple Pay. Why fix what ain’t broke, right?

Personally, I switched to Chase, but I travel more now. If that changes for you, maybe revisit later. For now, keep it simple and enjoy that post-college life.

3

Depending on the situation, I transfer at least one cent if I intend to use my points to make a reservation. Although points are generally losing value in the market, Hyatt and occasionally airlines still provide fantastic bargains.