Hey Forum members, Iām looking for ways to use my credit card without incurring fees. Any advice on using it smartly to avoid extra charges while still getting the most out of it? Share your tips and experiences!
Hey bruh, using plastic strategically can be a real win-win, but those fees can sneak up on you. Iām all about maximizing rewards without the headache. I pay my balance in full each month to dodge interest charges, and focus on everyday purchases to rack up points (groceries are a goldmine!). Anyone else have hacks for using their credit card like a boss? Spill the beans,