I’ve noticed a difference, it’s getting more difficult to get more Inks even with 2 players.
Related DP is that I just got approved in November for a United Business card with the 3 open Inks, one of which was opened in January 24, and I opened a personal Chase card over the summer.
So co-branded biz cards seem safer, though all the usual considerations like total available credit with Chase, etc are still in play.
@Landyn
Second this - was recently denied for 2 Inks as a sole prop but then pivoted to the United business card and was instantly approved. The IHG Premier Business is a great option as it’s virtually the identical of the personal card.
@Sal
IHG Biz is probably next on my list because I’m running out of business options for Chase. It works nicely with the $50 United travel bank credit, and I’m all in on United right now because of cards.
Does the chase 5/24 rule count toward the ink cards?
Baylen said:
Does the chase 5/24 rule count toward the ink cards?
If you are at or above 5/24 you wont get approved, if you are at 4/24 and under it does not add to that number.
I’ve gotten one Ink since the “tightening” and haven’t seen any difference in approval process - but I did make sure to wait 4 months from last application instead of 3 as I usually would.
I had 2 open Ink cards when applying, bringing me to 3 rn. Plan on closing out one of them before applying to the next one in the spring.
I got approved for CIC 12/2023 without a business.
Zayn said:
I got approved for CIC 12/2023 without a business.
That was a year ago. Anecdotally their approvals have tightened over the past 2-3 months.
Zayn said:
I got approved for CIC 12/2023 without a business.
That was a year ago. Anecdotally their approvals have tightened over the past 2-3 months.
Good to know. Was planning on applying for the CIU in a month or so.
@Zayn
If your overall velocity isn’t too bad I think you’ll likely be okay. Check the DoC link I posted in another comment for DP info.
Zayn said:
I got approved for CIC 12/2023 without a business.
That was a year ago. Anecdotally their approvals have tightened over the past 2-3 months.
I got approved three months ago without a business.
No, he wants to provide a data point for the requested information.
Weird.
Weird.
3mo ago is basically a whole cycle ago for relevance right now.
Zayn said:
I got approved for CIC 12/2023 without a business.
I believe they’ve starting to tighten things up in Q4 and beyond.