with $250 annual fee and dining credits that made sense and basically paid for itself, the Amex gold looked like a good card for someone who likes to dine abroad with no foreign fee and rack up those points. however those points have a low cash back value and only hold value if you find that one award flight that you are lucky to find. As a new englander it makes no sense to pay the $325 annual fee to help pay for dunks that needs a ton of sugar and cream to mask the dumpster water they used to brew the coffee. I have 36,000 points as of now and need to find a way to use them. I am trying to go to Thailand in january. And i guess i could use it for a 2-3 nights at a resort. trouble is that my fee comes up in January.
Get the Blue Business Plus card to preserve your Amex points with no annual fee. We’re all sole proprietor’s at something. Cancel the Gold.
Rye said:
Get the Blue Business Plus card to preserve your Amex points with no annual fee. We’re all sole proprietor’s at something. Cancel the Gold.
To preserve 36,000 points? Not worth the effort. Transfer the points out and cancel.
Rye said:
Get the Blue Business Plus card to preserve your Amex points with no annual fee. We’re all sole proprietor’s at something. Cancel the Gold.
How does that work if you don’t otherwise have an LLC, corp, or other business entity established? Keep getting business card offers but don’t want to inadvertently commit fraud chasing a SUB
@Torrance
The rules are pretty loosely written. Watch a YouTube video on getting business credit cards. There’s no shortage of subject matter. I had many of the same concerns. But I now have a business card. I didn’t lie on my application either.
@Rye
The rules aren’t that loose. Amex states (in all caps no less) that their business cards are for business charges only. That said, they also don’t seem to care.
garveytom said:
@Rye
The rules aren’t that loose. Amex states (in all caps no less) that their business cards are for business charges only. That said, they also don’t seem to care.
Because you’re personally liable for it anyway so they don’t care
garveytom said:
@Rye
The rules aren’t that loose. Amex states (in all caps no less) that their business cards are for business charges only. That said, they also don’t seem to care.
They never define “business charges” though
@EdwardGenesis
Neodoggy Advanced Bioweapons is in the business of stockpiling MR points.
@Torrance
If you drive for Uber or Lyft, babysit, or sell stuff on ebay
@Torrance
Hahahahahaha basically anyone qualifies. Set up an Uber driver account or Etsy storefront. It isn’t fraud relax.
I am cancelling as well! this card doesn’t make any sense for me now. Can’t and won’t buy anything from dunking donuts . Got the venture x and Citi Costco card with me for everything. Will resist platinum sometime later in future if needed.
@Clancy
How do you like the Venture X?
@Clancy
Same here. Just got the UAR card, will cancel the gold card once AF hits.
I was going to as well, but then got a 100k MR point upgrade to platinum offer and they sucked me back in.
Auden said:
I was going to as well, but then got a 100k MR point upgrade to platinum offer and they sucked me back in.
I’ve seen platinum offers for 250k…or do you mean just by upgrading and no spend you get 100k?
@Mikel
you might be thinking of business plat card for a bonus that high, and yes i’m pretty sure he’s referring to the upgrade offer you’re thinking of. there might be a small spend on them iirc but def helps put off the annual fee and still get more points
@Mikel
Upgrade offers are different from SUB’s.
I understand. But why upgrade when you can apply for it for a lot more points.
But unless upgrading doesn’t have a spend limit to receive the points, then I get it.
@Mikel
You can do both (need to do SUB first, though).
I’m guessing the other commenter already held the Plat from his “sucked back in” comment.