Hi guys,
I’ve been struggling financially recently and applied for a First Premier Bank card. When I saw that they required a $200 deposit to open the account, I decided against it since I couldn’t afford it. Despite that, I still received a card from them asking for the same $200 deposit to activate it, which I discarded. A few days later, I found a $200 charge from FPB on my checking account that I didn’t authorize and can’t afford. I tried to resolve it with them but only encountered automated responses. So, I contacted my bank to dispute the charge, but it can’t be contested until it’s finalized, and it’s been pending for nearly three days now. I’m sure I’ll get the money back once the charge bounces, but it’s frustrating because I desperately need those funds. I regret dealing with First Premier Bank and their predatory practices. Sorry for the rant. Goodnight.