Don't use citi double cash points at checkout!

I have the Citi Double Cash Card, which gives 2% cash back. Spend $3,800, and you get 3,800 points when you buy and another 3,800 when you pay it off, which equals a $76 statement credit.

Don’t use the points at checkout on PayPal or Walmart they discount the value. Instead, use them to pay off your card to get the full 2%!

For maximum benefit, direct deposit the rewards into your bank. This way, you also earn points for what you pay off! :credit_card::moneybag:

You can maximize your points by transferring them to travel partners or redeeming them for cash back through a linked Citi ThankYou Points card, such as the Citi Rewards+ card, which offers a bonus like a 10% points boost when redeeming for cash back.