Hello everyone…
I just started out with credit and recently got approved for a card with a credit line of only $500. I don’t plan to use it much—mostly just for a Netflix subscription that I’ll pay back every month.
Should I be looking to increase my credit line at all, or does it really matter? How important is the credit limit in building my credit score and financial health? Thanks for your insights 
While it might seem counterintuitive, a higher credit limit can actually improve your credit score if you manage it responsibly
Hello guys, ok am not pretty sure if Credit Limit Actually really matters.
I started with credit by getting a card with a $500 limit, using it mostly for a Netflix subscription, and paying it off monthly. Initially, I didn’t worry about increasing the limit, but over time, I learned that a higher credit limit can benefit your credit score by lowering your credit utilization ratio. However, the key is to use the card responsibly and make on-time payments. As I built a good payment history, I requested and received a credit limit increase, which further boosted my score. So, while it’s not urgent, increasing your limit can help in the long run.