I currently have the Amex Gold and Amex Delta Gold Venture One cards, and I’m looking to add another card to my wallet, primarily for lounge access. I’ve enjoyed the perks of Centurion Lounges in the past, especially when traveling with companions.
I’m torn between the Amex Platinum, Chase Sapphire Reserve (PP access), and Chase Sapphire Preferred. The Amex Platinum offers lounge access, including Priority Pass, but I’ve heard Centurion Lounge access might be limited to 10 visits next year. This has me second-guessing it.
On the other hand, the Chase Sapphire Reserve also provides Priority Pass access, and I’ve heard great things about its benefits. The Chase Sapphire Preferred is another option, but it doesn’t offer the same level of lounge access. It would be my second Chase card and would affect my 4/24 status until December 2025.
My current credit score is just under 740, and I expect it to increase slightly in the next week or two due to some changes in credit utilization.
So, fellow Redditors, I’m turning to you for guidance. Should I get the Amex Platinum despite potential limitations, go for the Chase Sapphire Reserve, or consider the Chase Sapphire Preferred and sacrifice some lounge access?