Citi Double Cash substitute?

General Discussion Forum
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With what did you switch out your Citi Double Cash card?

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The Citi Double Cash card has long been favored for its simple 2% cash back rewards. However, there are several other excellent alternatives worth considering:

Cash-Back Alternatives:

  1. Wells Fargo Active Cash Card: Offers a straightforward 2% cash back on all purchases, similar to the Citi Double Cash.
  2. Discover It Cash Back: Provides 1.5% cash back on all purchases and matches the rewards you earn in the first year, effectively doubling your cash back for that period.

Rewards Cards with Flexibility:

  1. Chase Freedom Unlimited: Offers 1.5% cash back on all purchases with the added benefit of transferring points to Chase Sapphire Preferred or Reserve for better redemption value.
  2. American Express Blue Cash Preferred: Provides higher cash back on specific categories like groceries and gas, though it does come with an annual fee.

These options cater to different spending habits and preferences, making it easier to find a card that aligns with your financial goals.

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With an endless 2% cash back bonus 1% on purchases and 1% on payoff, the Citi Double Cash is a well liked option. As a replacement, the Wells Fargo Active Cash Card is a better option than the Citi Double Cash since it has a higher introductory APR on purchases, a current sign up bonus, and a flat 2% cash back rate with no annual fee.

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