Hi guys,
I’m considering getting a new credit card and found that I’m eligible through the pre-approval portal. I travel 2-3 times a year and currently have a couple of Bank of America credit cards. Once I get this new card, I plan to use it as my primary card for all expenses. I’m curious to hear from existing users if it lives up to the hype, especially since it has a $395 annual fee.
With a $395 fee, ensure the card’s rewards and perks are worth it.
I recently faced a similar decision when considering a new credit card with a hefty annual fee. I travel frequently and was drawn to a card that promised great rewards for travel and dining. After a few months of using it as my primary card, I found that the benefits, like travel insurance and airport lounge access, outweighed the $395 fee, especially given my travel habits. However, it’s crucial to assess if the card’s perks align with your spending patterns and whether you can fully utilize the rewards and benefits offered. Comparing these features against your current cards can help determine if the new card is worth the investment for your specific needs.