I’ve received pre-approval for Venture X and other higher tier Capital One cards. Venture X, for instance, indicates, “Congratulations! Your credit score qualifies you to apply for this card offer.” However, Experian isn’t matching me with any Capital One cards, stating, “You are not matched for any offers from this issuer.” They suggest applying for offers with higher probability of approval instead.
Regarding approval odds, my Experian score dropped 22 points due to a recent hard pull from Chase, now at 704 in the “good” range, whereas my TransUnion score stands at 773 (excellent). I don’t have information on my Equifax score.