Not at $13,000.
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Caius said:
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It’s one of those cards you use all the time for 2x points, and you might love it. But once you figure out how to maximize other cards, you might not use it much anymore. You’d only keep it for the free lounge access for you and your family/friends.
Then Capital One tries to lower your credit limit because you don’t use it enough. Eventually, you might get tired of them and just redeem the points and cancel the card.