@Fynn
Still waiting for my freaking Gold card.
Meech said:
@Fynn
Still waiting for my freaking Gold card.
I use mine mainly for Costco and for utility bills that charge around 2% for credit card fees.
For anything else that requires a catch-all, I use the Venture X because I’m still collecting points for travel.
Have you thought about the SoFi card?
2% with no foreign transaction fees and a soft pull if denied.
And no limit to redeem cashback points.
Bright said:
Have you thought about the SoFi card?
2% with no foreign transaction fees and a soft pull if denied.
And no limit to redeem cashback points.
SoFi card is a Mastercard. Can’t be used at Costco, which is a notable drawback for many.
@Quirin
Oh, I missed that part. Whoops.
US Bank pulls FICO 10 or TURD model, just so you know. They are both usually lower than FICO 8/9.
Do you have an account with US Bank? If not, an account will cost $50 unless you have assets over $250K, I believe. It’s hard to justify moving assets over to US Bank to take advantage of the slight increase in cash back if you don’t already have significant assets there.
@Marlo
If you have a personal credit card, it waives the fee at US Bank.